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Category Archives: Securitization

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foreclosure in south carolina

Wells Fargo Foreclosure Document Manual Discovered in Litigation

MERS, Mortgage Settlements, SecuritizationBy Russell DeMottMarch 30, 2014

New York attorney, Linda Tirelli, discovered a 150 page manual allegedly produced by Wells Fargo and distributed to its employees and attorneys. In the manual, Wells Fargo instructs its employees and agents how to produce documents to complete the chain of title in foreclosure cases. Ms. Tirelli submitted the manual to the U.S. District Court…

mortgage note confusion

Who Owns Your Mortgage Note?

Mortgage Modifications, SecuritizationBy Russell DeMottNovember 14, 2011

Written by Charleston Foreclosure Defense Lawyer, Graves H. Wilson, Jr. Who owns your mortgage note?  What is this “servicer” that keeps changing?  Why can’t the bank just give me a break and restructure the loan so I can make lower payments over a longer period of time?  The first two questions lead to the last.…

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