Written by Foreclosure Defense Lawyer, Graves H. Wilson, Jr. Foreclosure alternatives are critically important these days. More and more homeowners are finding that they are faced with the unhappy dilemma of having to decide whether to pay the mortgage or to feed the children. Several programs have arisen under the Obama administration designed to help…
Written by Charleston Foreclosure Defense Lawyer, Graves H. Wilson, Jr. Who owns your mortgage note? What is this “servicer” that keeps changing? Why can’t the bank just give me a break and restructure the loan so I can make lower payments over a longer period of time? The first two questions lead to the last.…
Written by Charleston Foreclosure Defense Lawyer, Graves H. Wilson, Jr. The South Carolina Rules of Civil Procedure has “discovery” rules which serve to level the playing field for homeowners facing foreclosure. No matter how big (well-financed) the mortgage lender or how small (not-well-financed) the home owner, the rules apply equally to both. When applied properly,…
Written by Foreclosure Defense Lawyer, Graves H. Wilson, Jr. You watched your 401(k), IRA, and home values plummet over the past three years. You tightened you belt and managed to make ends almost meet. A sluggish South Carolina economy recently cost you your job. You have been forced to choose between clothing and feeding the…