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Foreclosure: They Just Don’t Get It!

Mortgage ModificationsBy Russell DeMott February 3, 2012

Written by Charleston Foreclosure Defense Lawyer, Russell A. DeMott One of the things we’ve known for a long time is that foreclosure isn’t just bad for the homeowner; it’s bad for the community, the state, the country. Preventing foreclosure is good for all of us. It’s not about a free house! I hear this from…

Who Owns Your Mortgage Note?

Mortgage Modifications, SecuritizationBy Russell DeMott November 14, 2011

Written by Charleston Foreclosure Defense Lawyer, Graves H. Wilson, Jr. Who owns your mortgage note? What is this “servicer” that keeps changing? Why can’t the bank just give me a break and restructure the loan so I can make lower payments over a longer period of time? The first two questions lead to the last.…