If you have been served with any legal documents about your mortgage, you need to speak with a foreclosure defense attorney immediately. Regardless of what the lender–or your friend–tells you, you need to speak with an attorney who can help you determine what you need to do to protect your legal rights. Once you are…
Written by South Carolina Foreclosure Defense Attorney Kristina Pierce Now that we have discussed how to apply for SC Help, let’s discuss the practical application and some of the pitfalls. SC Help sounds great in theory, but practically I have seen two hiccups in the approval process. First, let’s discuss the application. If the hardship…
In this first post about SC Help, I am going to discuss how the program works. Stay tuned for my next post, which will be about the practical application and some pitfalls of the program. First, let me say that if you are behind on your mortgage payments or have experienced any of the hardships…
The South Carolina Department of Consumer Affairs is partnering with the U.S. Department for Treasury to host an event called Help for Homeowners Foreclosure Prevention Event, which will be held at the Columbia Metropolitan Convention Center on Friday, June 28th from 1:00 p.m. to 8:00 p.m. At this event, distressed borrowers and homeowners will be…
Written by Charleston Foreclosure Defense Attorney, Kristen G. Pierce “Cash for keys” may be a good result for some homeowners facing foreclosure. Cash for keys is exactly what it sounds like–the lender gives the homeowner cash in exchange for the keys to the home. As with many other areas of law, we need to keep…
Written by Charleston Foreclosure Defense Lawyer, Graves H. Wilson, Jr. In an administrative order dated May 2, 2011, the Chief Justice of the South Carolina Supreme Court, Jean Toal, stated that South Carolina courts were having difficulty resolving foreclosure actions in which HAMP (“Home Affordable Modification Program”) modifications or other loss mitigation options might be…
Written by Charleston Foreclosure Defense Lawyer, Russell A. DeMott Graves Wilson previously posted on the attention foreclosure issues have (finally!) gotten in the South Carolina legislature. Since then, my friend an colleague, Columbia bankruptcy attorney, Lex Rogerson, indicated that he’s sent various clients to the South Carolina Home Ownership and Employment Lending Program via scmortgagehelp.net…